Call reports 2026
FIRST NATIONAL BANK OF MILACA, THE — 2026
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 285,828,000 | 293,216,000 |
| Total loans | 187,489,000 | 198,055,000 |
| Allowance for loan losses | 1,922,000 | 2,023,000 |
| Securities available for sale | 75,065,000 | 69,787,000 |
| Securities held to maturity | 1,219,000 | 1,219,000 |
| Trading assets | 0 | 0 |
| Total deposits | 256,073,000 | 259,783,000 |
| Interest-bearing deposits | 174,743,000 | 176,221,000 |
| Noninterest-bearing deposits | 81,330,000 | 83,562,000 |
| Equity capital | 28,943,000 | 30,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,810,000 | 7,844,000 |
| Interest expense | 738,000 | 1,508,000 |
| Net interest income | 3,072,000 | 6,336,000 |
| Noninterest income | 438,000 | 841,000 |
| Noninterest expense | 2,067,000 | 4,132,000 |
| Provision for loan losses | 100,000 | 200,000 |
| Pretax income | 1,343,000 | 2,802,000 |
| Income tax | 0 | 0 |
| Net income | 1,343,000 | 2,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,325,000 | 31,212,000 |
| Total capital | 32,247,000 | 33,236,000 |
| Risk-weighted assets | 171,689,000 | 179,847,000 |