Call reports 2025
FIRST NATIONAL BANK OF MILACA, THE — 2025
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 281,207,000 | 280,564,000 | 285,962,000 | 283,873,000 |
| Total loans | 177,822,000 | 182,090,000 | 182,999,000 | 183,375,000 |
| Allowance for loan losses | 2,185,000 | 2,076,000 | 2,029,000 | 1,822,000 |
| Securities available for sale | 77,381,000 | 76,064,000 | 73,829,000 | 72,467,000 |
| Securities held to maturity | 1,433,000 | 1,433,000 | 1,429,000 | 1,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,353,000 | 247,162,000 | 257,388,000 | 253,773,000 |
| Interest-bearing deposits | 172,325,000 | 168,768,000 | 175,374,000 | 174,720,000 |
| Noninterest-bearing deposits | 84,028,000 | 78,394,000 | 82,014,000 | 79,053,000 |
| Equity capital | 24,173,000 | 26,136,000 | 27,777,000 | 29,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,363,000 | 6,924,000 | 10,629,000 | 14,514,000 |
| Interest expense | 764,000 | 1,540,000 | 2,335,000 | 3,127,000 |
| Net interest income | 2,599,000 | 5,384,000 | 8,294,000 | 11,387,000 |
| Noninterest income | 349,000 | 748,000 | 1,135,000 | 1,523,000 |
| Noninterest expense | 1,928,000 | 3,882,000 | 5,932,000 | 8,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,020,000 | 2,250,000 | 3,497,000 | 4,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,020,000 | 2,250,000 | 3,497,000 | 4,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,903,000 | 28,061,000 | 29,161,000 | 30,162,000 |
| Total capital | 28,934,000 | 30,100,000 | 31,153,000 | 31,946,000 |
| Risk-weighted assets | 162,418,000 | 166,947,000 | 165,565,000 | 167,225,000 |