Call reports 2024
FIRST NATIONAL BANK OF MILACA, THE — 2024
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 264,979,000 | 269,378,000 | 275,295,000 | 275,253,000 |
| Total loans | 174,672,000 | 178,360,000 | 180,643,000 | 175,937,000 |
| Allowance for loan losses | 2,062,000 | 2,122,000 | 2,498,000 | 2,200,000 |
| Securities available for sale | 71,949,000 | 71,132,000 | 65,274,000 | 71,025,000 |
| Securities held to maturity | 2,784,000 | 2,781,000 | 2,774,000 | 2,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,865,000 | 246,248,000 | 251,420,000 | 252,230,000 |
| Interest-bearing deposits | 166,389,000 | 167,623,000 | 167,450,000 | 170,021,000 |
| Noninterest-bearing deposits | 75,476,000 | 78,625,000 | 83,970,000 | 82,209,000 |
| Equity capital | 21,523,000 | 22,298,000 | 23,114,000 | 22,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,795,000 | 5,738,000 | 8,883,000 | 12,208,000 |
| Interest expense | 693,000 | 1,465,000 | 2,248,000 | 3,047,000 |
| Net interest income | 2,102,000 | 4,273,000 | 6,635,000 | 9,161,000 |
| Noninterest income | 460,000 | 875,000 | 1,265,000 | 1,618,000 |
| Noninterest expense | 1,815,000 | 3,644,000 | 5,473,000 | 7,510,000 |
| Provision for loan losses | 400,000 | 485,000 | 1,845,000 | 2,687,000 |
| Pretax income | 347,000 | 1,019,000 | 582,000 | 582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 1,019,000 | 582,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,919,000 | 27,318,000 | 26,338,000 | 26,066,000 |
| Total capital | 28,906,000 | 29,365,000 | 28,421,000 | 28,063,000 |
| Risk-weighted assets | 168,870,000 | 166,314,000 | 166,336,000 | 159,694,000 |