Call reports 2023
FIRST NATIONAL BANK OF MILACA, THE — 2023
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 270,513,000 | 281,702,000 | 282,986,000 | 275,117,000 |
| Total loans | 162,222,000 | 169,810,000 | 171,884,000 | 172,831,000 |
| Allowance for loan losses | 1,716,000 | 1,809,000 | 1,751,000 | 1,695,000 |
| Securities available for sale | 85,536,000 | 84,370,000 | 76,828,000 | 72,572,000 |
| Securities held to maturity | 3,481,000 | 3,478,000 | 3,471,000 | 3,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,937,000 | 246,097,000 | 257,589,000 | 252,316,000 |
| Interest-bearing deposits | 163,206,000 | 164,897,000 | 171,241,000 | 170,482,000 |
| Noninterest-bearing deposits | 83,731,000 | 81,200,000 | 86,348,000 | 81,834,000 |
| Equity capital | 19,731,000 | 19,656,000 | 19,398,000 | 21,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,931,000 | 7,673,000 | 10,547,000 |
| Interest expense | 301,000 | 786,000 | 1,422,000 | 2,075,000 |
| Net interest income | 2,090,000 | 4,145,000 | 6,251,000 | 8,472,000 |
| Noninterest income | 413,000 | 782,000 | 1,154,000 | 1,691,000 |
| Noninterest expense | 1,725,000 | 3,547,000 | 5,378,000 | 7,750,000 |
| Provision for loan losses | 0 | 75,000 | 180,000 | 190,000 |
| Pretax income | 730,000 | 1,257,000 | 1,799,000 | 2,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 730,000 | 1,257,000 | 1,799,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,771,000 | 27,032,000 | 27,043,000 | 27,153,000 |
| Total capital | 28,375,000 | 28,729,000 | 28,682,000 | 28,735,000 |
| Risk-weighted assets | 154,232,000 | 162,212,000 | 162,605,000 | 160,515,000 |