Call reports 2020
FIRST NATIONAL BANK OF MILACA, THE — 2020
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,543,000 | 236,327,000 | 249,123,000 | 257,780,000 |
| Total loans | 136,178,000 | 143,260,000 | 144,944,000 | 137,070,000 |
| Allowance for loan losses | 1,693,000 | 1,565,000 | 1,611,000 | 1,594,000 |
| Securities available for sale | 35,614,000 | 40,876,000 | 49,773,000 | 63,759,000 |
| Securities held to maturity | 6,858,000 | 7,336,000 | 7,328,000 | 7,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,736,000 | 208,556,000 | 221,366,000 | 230,356,000 |
| Interest-bearing deposits | 130,968,000 | 134,641,000 | 141,491,000 | 150,876,000 |
| Noninterest-bearing deposits | 57,768,000 | 73,915,000 | 79,875,000 | 79,480,000 |
| Equity capital | 26,257,000 | 27,140,000 | 27,014,000 | 27,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,995,000 | 7,190,000 | 9,296,000 |
| Interest expense | 193,000 | 366,000 | 508,000 | 632,000 |
| Net interest income | 2,084,000 | 4,629,000 | 6,682,000 | 8,664,000 |
| Noninterest income | 327,000 | 639,000 | 947,000 | 1,285,000 |
| Noninterest expense | 1,607,000 | 3,232,000 | 4,837,000 | 6,687,000 |
| Provision for loan losses | 325,000 | 325,000 | 325,000 | 325,000 |
| Pretax income | 541,000 | 1,773,000 | 2,571,000 | 3,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 541,000 | 1,773,000 | 2,571,000 | 3,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,121,000 | 25,960,000 | 25,969,000 | 26,046,000 |
| Total capital | 26,734,000 | 27,525,000 | 27,580,000 | 27,640,000 |
| Risk-weighted assets | 129,016,000 | 136,000,000 | 139,742,000 | 132,906,000 |