Call reports 2019
FIRST NATIONAL BANK OF MILACA, THE — 2019
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,700,000 | 210,669,000 | 213,568,000 | 213,384,000 |
| Total loans | 128,672,000 | 132,568,000 | 134,353,000 | 133,049,000 |
| Allowance for loan losses | 1,695,000 | 1,362,000 | 1,760,000 | 1,223,000 |
| Securities available for sale | 38,278,000 | 33,567,000 | 33,918,000 | 35,973,000 |
| Securities held to maturity | 8,461,000 | 8,456,000 | 8,731,000 | 8,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,384,000 | 183,936,000 | 187,519,000 | 187,270,000 |
| Interest-bearing deposits | 134,439,000 | 133,937,000 | 132,566,000 | 134,852,000 |
| Noninterest-bearing deposits | 49,945,000 | 49,999,000 | 54,953,000 | 52,418,000 |
| Equity capital | 24,870,000 | 25,738,000 | 25,362,000 | 25,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,398,000 | 6,677,000 | 8,966,000 |
| Interest expense | 176,000 | 367,000 | 556,000 | 750,000 |
| Net interest income | 1,986,000 | 4,031,000 | 6,121,000 | 8,216,000 |
| Noninterest income | 348,000 | 718,000 | 1,129,000 | 1,524,000 |
| Noninterest expense | 1,485,000 | 2,989,000 | 4,561,000 | 6,183,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 846,000 | 1,755,000 | 2,283,000 | 3,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 846,000 | 1,755,000 | 2,283,000 | 3,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,863,000 | 25,322,000 | 24,951,000 | 25,368,000 |
| Total capital | 26,356,000 | 26,684,000 | 26,534,000 | 26,591,000 |
| Risk-weighted assets | 119,309,000 | 123,037,000 | 126,503,000 | 124,644,000 |