Call reports 2018
FIRST NATIONAL BANK OF MILACA, THE — 2018
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 207,382,000 | 207,109,000 | 210,530,000 | 216,186,000 |
| Total loans | 123,480,000 | 129,106,000 | 125,079,000 | 128,952,000 |
| Allowance for loan losses | 1,376,000 | 1,613,000 | 1,871,000 | 1,693,000 |
| Securities available for sale | 40,165,000 | 36,958,000 | 38,082,000 | 38,868,000 |
| Securities held to maturity | 9,108,000 | 9,102,000 | 9,097,000 | 9,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,849,000 | 182,014,000 | 186,150,000 | 191,450,000 |
| Interest-bearing deposits | 135,835,000 | 133,681,000 | 135,120,000 | 135,514,000 |
| Noninterest-bearing deposits | 48,014,000 | 48,333,000 | 51,030,000 | 55,936,000 |
| Equity capital | 23,115,000 | 23,329,000 | 23,846,000 | 24,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,041,000 | 6,352,000 | 8,527,000 |
| Interest expense | 134,000 | 282,000 | 434,000 | 600,000 |
| Net interest income | 1,873,000 | 3,759,000 | 5,918,000 | 7,927,000 |
| Noninterest income | 370,000 | 693,000 | 1,045,000 | 1,491,000 |
| Noninterest expense | 1,293,000 | 2,582,000 | 3,871,000 | 5,726,000 |
| Provision for loan losses | 250,000 | 465,000 | 203,000 | 95,000 |
| Pretax income | 706,000 | 1,407,000 | 2,891,000 | 3,599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 706,000 | 1,407,000 | 2,891,000 | 3,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,718,000 | 23,997,000 | 24,633,000 | 24,917,000 |
| Total capital | 25,094,000 | 25,513,000 | 26,137,000 | 26,456,000 |
| Risk-weighted assets | 114,540,000 | 121,199,000 | 119,956,000 | 122,988,000 |