Call reports 2016
FIRST NATIONAL BANK OF MILACA, THE — 2016
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 191,152,000 | 188,711,000 | 195,450,000 | 201,238,000 |
| Total loans | 117,842,000 | 119,237,000 | 118,889,000 | 123,436,000 |
| Allowance for loan losses | 1,500,000 | 1,456,000 | 1,638,000 | 1,414,000 |
| Securities available for sale | 38,299,000 | 34,344,000 | 35,547,000 | 35,182,000 |
| Securities held to maturity | 9,553,000 | 9,549,000 | 10,055,000 | 10,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,229,000 | 164,940,000 | 171,677,000 | 178,170,000 |
| Interest-bearing deposits | 127,808,000 | 127,818,000 | 131,427,000 | 135,508,000 |
| Noninterest-bearing deposits | 40,421,000 | 37,122,000 | 40,250,000 | 42,662,000 |
| Equity capital | 22,558,000 | 23,293,000 | 23,127,000 | 22,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,791,000 | 5,695,000 | 7,569,000 |
| Interest expense | 123,000 | 247,000 | 374,000 | 497,000 |
| Net interest income | 1,754,000 | 3,544,000 | 5,321,000 | 7,072,000 |
| Noninterest income | 259,000 | 628,000 | 946,000 | 1,287,000 |
| Noninterest expense | 1,157,000 | 2,319,000 | 3,515,000 | 4,865,000 |
| Provision for loan losses | 50,000 | 150,000 | 325,000 | 325,000 |
| Pretax income | 862,000 | 1,768,000 | 2,499,000 | 3,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,768,000 | 2,499,000 | 3,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,145,000 | 22,646,000 | 22,565,000 | 22,901,000 |
| Total capital | 23,519,000 | 24,021,000 | 23,959,000 | 24,315,000 |
| Risk-weighted assets | 109,794,000 | 109,995,000 | 111,346,000 | 115,765,000 |