Call reports 2015
FIRST NATIONAL BANK OF MILACA, THE — 2015
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,203,000 | 183,481,000 | 193,177,000 | 193,695,000 |
| Total loans | 108,574,000 | 114,137,000 | 116,143,000 | 117,767,000 |
| Allowance for loan losses | 1,437,000 | 1,438,000 | 1,463,000 | 1,463,000 |
| Securities available for sale | 48,027,000 | 45,321,000 | 43,860,000 | 43,943,000 |
| Securities held to maturity | 9,694,000 | 9,690,000 | 9,686,000 | 9,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,870,000 | 160,770,000 | 168,969,000 | 171,103,000 |
| Interest-bearing deposits | 130,697,000 | 126,505,000 | 130,837,000 | 131,829,000 |
| Noninterest-bearing deposits | 33,173,000 | 34,265,000 | 38,132,000 | 39,274,000 |
| Equity capital | 21,742,000 | 22,030,000 | 22,154,000 | 22,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,592,000 | 5,469,000 | 7,369,000 |
| Interest expense | 126,000 | 251,000 | 377,000 | 503,000 |
| Net interest income | 1,629,000 | 3,341,000 | 5,092,000 | 6,866,000 |
| Noninterest income | 268,000 | 563,000 | 848,000 | 1,170,000 |
| Noninterest expense | 1,144,000 | 2,279,000 | 3,461,000 | 4,724,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 75,000 |
| Pretax income | 757,000 | 1,635,000 | 2,440,000 | 3,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 757,000 | 1,635,000 | 2,440,000 | 3,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,305,000 | 21,758,000 | 21,713,000 | 22,096,000 |
| Total capital | 22,574,000 | 23,075,000 | 23,052,000 | 23,461,000 |
| Risk-weighted assets | 101,408,000 | 105,309,000 | 107,011,000 | 109,128,000 |