Call reports 2014
FIRST NATIONAL BANK OF MILACA, THE — 2014
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 178,393,000 | 176,037,000 | 184,462,000 | 187,056,000 |
| Total loans | 100,690,000 | 106,744,000 | 108,876,000 | 109,324,000 |
| Allowance for loan losses | 1,704,000 | 1,624,000 | 1,638,000 | 1,435,000 |
| Securities available for sale | 47,781,000 | 45,864,000 | 43,656,000 | 47,794,000 |
| Securities held to maturity | 9,743,000 | 9,739,000 | 9,724,000 | 9,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,374,000 | 154,577,000 | 163,184,000 | 165,280,000 |
| Interest-bearing deposits | 129,437,000 | 126,218,000 | 130,098,000 | 132,986,000 |
| Noninterest-bearing deposits | 27,937,000 | 28,359,000 | 33,086,000 | 32,294,000 |
| Equity capital | 20,432,000 | 20,962,000 | 20,754,000 | 21,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,494,000 | 5,311,000 | 7,143,000 |
| Interest expense | 141,000 | 279,000 | 408,000 | 538,000 |
| Net interest income | 1,550,000 | 3,215,000 | 4,903,000 | 6,605,000 |
| Noninterest income | 228,000 | 520,000 | 802,000 | 1,089,000 |
| Noninterest expense | 1,134,000 | 2,269,000 | 3,416,000 | 4,500,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 644,000 | 1,469,000 | 2,297,000 | 3,404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 644,000 | 1,469,000 | 2,297,000 | 3,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,398,000 | 20,783,000 | 20,731,000 | 21,398,000 |
| Total capital | 21,562,000 | 22,007,000 | 21,982,000 | 22,660,000 |
| Risk-weighted assets | 92,588,000 | 97,524,000 | 99,660,000 | 100,826,000 |