Call reports 2013
FIRST NATIONAL BANK OF MILACA, THE — 2013
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,137,000 | 171,860,000 | 177,941,000 | 181,704,000 |
| Total loans | 97,209,000 | 99,189,000 | 99,161,000 | 100,342,000 |
| Allowance for loan losses | 2,107,000 | 2,030,000 | 1,806,000 | 1,816,000 |
| Securities available for sale | 50,368,000 | 52,828,000 | 51,434,000 | 46,422,000 |
| Securities held to maturity | 7,706,000 | 7,704,000 | 7,885,000 | 9,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,545,000 | 150,229,000 | 156,193,000 | 160,943,000 |
| Interest-bearing deposits | 128,824,000 | 125,137,000 | 128,770,000 | 130,804,000 |
| Noninterest-bearing deposits | 24,721,000 | 25,092,000 | 27,423,000 | 30,139,000 |
| Equity capital | 20,278,000 | 20,299,000 | 20,711,000 | 20,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,424,000 | 5,195,000 | 6,942,000 |
| Interest expense | 184,000 | 341,000 | 497,000 | 646,000 |
| Net interest income | 1,524,000 | 3,083,000 | 4,698,000 | 6,296,000 |
| Noninterest income | 263,000 | 543,000 | 799,000 | 1,079,000 |
| Noninterest expense | 1,152,000 | 2,276,000 | 3,425,000 | 4,822,000 |
| Provision for loan losses | -100,000 | -200,000 | -300,000 | -100,000 |
| Pretax income | 735,000 | 1,550,000 | 2,372,000 | 2,653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,550,000 | 2,372,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,932,000 | 20,446,000 | 20,669,000 | 20,634,000 |
| Total capital | 21,049,000 | 21,620,000 | 21,802,000 | 21,798,000 |
| Risk-weighted assets | 88,330,000 | 93,048,000 | 89,943,000 | 92,454,000 |