Call reports 2012
FIRST NATIONAL BANK OF MILACA, THE — 2012
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,914,000 | 169,460,000 | 171,245,000 | 175,179,000 |
| Total loans | 105,386,000 | 103,711,000 | 101,190,000 | 100,564,000 |
| Allowance for loan losses | 2,490,000 | 2,288,000 | 2,391,000 | 2,275,000 |
| Securities available for sale | 41,442,000 | 38,780,000 | 44,150,000 | 47,261,000 |
| Securities held to maturity | 5,840,000 | 7,464,000 | 8,412,000 | 8,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,655,000 | 148,922,000 | 151,033,000 | 154,476,000 |
| Interest-bearing deposits | 128,492,000 | 126,592,000 | 127,563,000 | 129,264,000 |
| Noninterest-bearing deposits | 22,163,000 | 22,330,000 | 23,470,000 | 25,212,000 |
| Equity capital | 18,643,000 | 19,251,000 | 19,566,000 | 20,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,669,000 | 5,474,000 | 7,275,000 |
| Interest expense | 250,000 | 479,000 | 701,000 | 904,000 |
| Net interest income | 1,593,000 | 3,190,000 | 4,773,000 | 6,371,000 |
| Noninterest income | 291,000 | 603,000 | 837,000 | 1,055,000 |
| Noninterest expense | 1,219,000 | 2,409,000 | 3,624,000 | 4,604,000 |
| Provision for loan losses | 200,000 | 200,000 | 425,000 | 400,000 |
| Pretax income | 465,000 | 1,184,000 | 1,561,000 | 2,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 1,184,000 | 1,561,000 | 2,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,439,000 | 18,958,000 | 19,160,000 | 19,796,000 |
| Total capital | 19,679,000 | 20,189,000 | 20,354,000 | 20,958,000 |
| Risk-weighted assets | 97,912,000 | 97,449,000 | 94,361,000 | 91,809,000 |