Call reports 2010
FIRST NATIONAL BANK OF MILACA, THE — 2010
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 163,164,000 | 160,599,000 | 169,454,000 | 167,634,000 |
| Total loans | 123,146,000 | 122,243,000 | 120,549,000 | 115,139,000 |
| Allowance for loan losses | 2,005,000 | 2,867,000 | 2,456,000 | 2,653,000 |
| Securities available for sale | 17,476,000 | 17,128,000 | 23,084,000 | 29,117,000 |
| Securities held to maturity | 6,454,000 | 6,454,000 | 6,445,000 | 6,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,904,000 | 142,853,000 | 150,893,000 | 149,873,000 |
| Interest-bearing deposits | 125,505,000 | 123,799,000 | 128,706,000 | 127,657,000 |
| Noninterest-bearing deposits | 19,399,000 | 19,054,000 | 22,187,000 | 22,216,000 |
| Equity capital | 17,826,000 | 17,298,000 | 18,019,000 | 17,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,408,000 | 6,551,000 | 8,601,000 |
| Interest expense | 580,000 | 1,102,000 | 1,573,000 | 2,009,000 |
| Net interest income | 1,649,000 | 3,306,000 | 4,978,000 | 6,592,000 |
| Noninterest income | 261,000 | 528,000 | 791,000 | 1,068,000 |
| Noninterest expense | 1,031,000 | 2,068,000 | 3,275,000 | 4,498,000 |
| Provision for loan losses | 500,000 | 1,600,000 | 1,600,000 | 2,515,000 |
| Pretax income | 379,000 | 166,000 | 894,000 | 647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 166,000 | 894,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,625,000 | 17,110,000 | 17,838,000 | 17,366,000 |
| Total capital | 19,028,000 | 18,493,000 | 19,219,000 | 18,685,000 |
| Risk-weighted assets | 111,634,000 | 109,163,000 | 109,408,000 | 104,203,000 |