Call reports 2009
FIRST NATIONAL BANK OF MILACA, THE — 2009
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 153,534,000 | 158,566,000 | 161,046,000 | 166,810,000 |
| Total loans | 114,091,000 | 118,848,000 | 118,686,000 | 122,193,000 |
| Allowance for loan losses | 1,429,000 | 1,510,000 | 1,631,000 | 1,838,000 |
| Securities available for sale | 19,446,000 | 24,267,000 | 24,982,000 | 21,730,000 |
| Securities held to maturity | 6,888,000 | 6,823,000 | 6,895,000 | 6,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,534,000 | 140,357,000 | 142,648,000 | 148,188,000 |
| Interest-bearing deposits | 116,785,000 | 121,233,000 | 122,617,000 | 125,635,000 |
| Noninterest-bearing deposits | 18,749,000 | 19,124,000 | 20,031,000 | 22,553,000 |
| Equity capital | 17,408,000 | 17,670,000 | 17,837,000 | 18,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 4,467,000 | 6,729,000 | 9,001,000 |
| Interest expense | 718,000 | 1,433,000 | 2,107,000 | 2,760,000 |
| Net interest income | 1,497,000 | 3,034,000 | 4,622,000 | 6,241,000 |
| Noninterest income | 250,000 | 536,000 | 721,000 | 1,013,000 |
| Noninterest expense | 979,000 | 2,148,000 | 3,152,000 | 4,094,000 |
| Provision for loan losses | 300,000 | 450,000 | 650,000 | 950,000 |
| Pretax income | 468,000 | 972,000 | 1,541,000 | 2,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 468,000 | 972,000 | 1,541,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,064,000 | 17,367,000 | 17,561,000 | 18,055,000 |
| Total capital | 18,405,000 | 18,749,000 | 18,934,000 | 19,446,000 |
| Risk-weighted assets | 107,227,000 | 110,428,000 | 109,575,000 | 110,814,000 |