Call reports 2008
FIRST NATIONAL BANK OF MILACA, THE — 2008
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 151,518,000 | 154,612,000 | 149,697,000 | 153,119,000 |
| Total loans | 108,708,000 | 108,643,000 | 110,139,000 | 112,459,000 |
| Allowance for loan losses | 1,341,000 | 1,303,000 | 1,324,000 | 1,361,000 |
| Securities available for sale | 22,604,000 | 22,981,000 | 17,552,000 | 20,760,000 |
| Securities held to maturity | 5,760,000 | 5,760,000 | 6,697,000 | 7,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,023,000 | 137,217,000 | 132,125,000 | 135,252,000 |
| Interest-bearing deposits | 112,620,000 | 115,824,000 | 111,664,000 | 114,279,000 |
| Noninterest-bearing deposits | 21,403,000 | 21,393,000 | 20,461,000 | 20,973,000 |
| Equity capital | 16,908,000 | 16,808,000 | 16,918,000 | 17,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 4,934,000 | 7,336,000 | 9,650,000 |
| Interest expense | 981,000 | 1,858,000 | 2,695,000 | 3,510,000 |
| Net interest income | 1,544,000 | 3,076,000 | 4,641,000 | 6,140,000 |
| Noninterest income | 251,000 | 514,000 | 778,000 | 1,031,000 |
| Noninterest expense | 943,000 | 2,132,000 | 3,124,000 | 4,094,000 |
| Provision for loan losses | 280,000 | 430,000 | 630,000 | 930,000 |
| Pretax income | 572,000 | 1,028,000 | 1,753,000 | 2,235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 572,000 | 1,028,000 | 1,753,000 | 2,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,408,000 | 16,588,000 | 16,738,000 | 16,945,000 |
| Total capital | 17,740,000 | 17,891,000 | 18,049,000 | 18,274,000 |
| Risk-weighted assets | 106,554,000 | 105,967,000 | 104,885,000 | 106,295,000 |