Call reports 2007
FIRST NATIONAL BANK OF MILACA, THE — 2007
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,014,000 | 147,573,000 | 151,791,000 | 154,751,000 |
| Total loans | 102,630,000 | 106,059,000 | 106,998,000 | 106,893,000 |
| Allowance for loan losses | 1,149,000 | 1,286,000 | 1,286,000 | 1,184,000 |
| Securities available for sale | 20,276,000 | 22,940,000 | 24,815,000 | 28,728,000 |
| Securities held to maturity | 5,824,000 | 5,824,000 | 5,817,000 | 6,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,611,000 | 131,109,000 | 135,069,000 | 137,619,000 |
| Interest-bearing deposits | 108,504,000 | 110,877,000 | 113,223,000 | 115,998,000 |
| Noninterest-bearing deposits | 21,107,000 | 20,232,000 | 21,846,000 | 21,621,000 |
| Equity capital | 15,747,000 | 15,753,000 | 15,920,000 | 16,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,809,000 | 7,319,000 | 9,917,000 |
| Interest expense | 967,000 | 1,960,000 | 2,996,000 | 4,065,000 |
| Net interest income | 1,399,000 | 2,849,000 | 4,323,000 | 5,852,000 |
| Noninterest income | 257,000 | 500,000 | 766,000 | 1,011,000 |
| Noninterest expense | 938,000 | 2,141,000 | 3,073,000 | 3,931,000 |
| Provision for loan losses | 20,000 | 160,000 | 296,000 | 316,000 |
| Pretax income | 698,000 | 1,048,000 | 1,720,000 | 2,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 698,000 | 1,048,000 | 1,720,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,817,000 | 15,867,000 | 15,889,000 | 16,486,000 |
| Total capital | 16,966,000 | 17,153,000 | 17,175,000 | 17,670,000 |
| Risk-weighted assets | 108,742,000 | 105,517,000 | 106,137,000 | 105,753,000 |