Call reports 2006
FIRST NATIONAL BANK OF MILACA, THE — 2006
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,853,000 | 136,118,000 | 139,556,000 | 144,882,000 |
| Total loans | 103,349,000 | 104,813,000 | 104,779,000 | 105,807,000 |
| Allowance for loan losses | 1,079,000 | 1,101,000 | 1,064,000 | 1,139,000 |
| Securities available for sale | 17,368,000 | 16,865,000 | 16,667,000 | 16,420,000 |
| Securities held to maturity | 6,332,000 | 6,492,000 | 6,486,000 | 6,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,878,000 | 119,401,000 | 123,730,000 | 128,725,000 |
| Interest-bearing deposits | 96,996,000 | 98,908,000 | 103,501,000 | 107,035,000 |
| Noninterest-bearing deposits | 19,882,000 | 20,493,000 | 20,229,000 | 21,690,000 |
| Equity capital | 14,768,000 | 14,821,000 | 15,173,000 | 15,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,231,000 | 6,495,000 | 8,834,000 |
| Interest expense | 669,000 | 1,437,000 | 2,277,000 | 3,179,000 |
| Net interest income | 1,404,000 | 2,794,000 | 4,218,000 | 5,655,000 |
| Noninterest income | 223,000 | 445,000 | 697,000 | 933,000 |
| Noninterest expense | 954,000 | 2,142,000 | 3,074,000 | 3,912,000 |
| Provision for loan losses | 5,000 | 45,000 | 50,000 | 150,000 |
| Pretax income | 668,000 | 1,052,000 | 1,791,000 | 2,526,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,052,000 | 1,791,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,051,000 | 15,145,000 | 15,344,000 | 15,789,000 |
| Total capital | 16,130,000 | 16,246,000 | 16,408,000 | 16,928,000 |
| Risk-weighted assets | 98,342,000 | 99,915,000 | 100,965,000 | 103,377,000 |