Call reports 2005
FIRST NATIONAL BANK OF MILACA, THE — 2005
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 128,279,000 | 133,910,000 | 135,272,000 | 134,428,000 |
| Total loans | 90,554,000 | 94,266,000 | 98,503,000 | 99,831,000 |
| Allowance for loan losses | 1,005,000 | 1,021,000 | 1,053,000 | 1,085,000 |
| Securities available for sale | 25,489,000 | 24,039,000 | 22,367,000 | 18,764,000 |
| Securities held to maturity | 5,775,000 | 5,775,000 | 6,361,000 | 6,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,990,000 | 119,204,000 | 120,461,000 | 119,228,000 |
| Interest-bearing deposits | 96,264,000 | 97,888,000 | 98,197,000 | 97,842,000 |
| Noninterest-bearing deposits | 17,726,000 | 21,316,000 | 22,264,000 | 21,386,000 |
| Equity capital | 14,011,000 | 14,327,000 | 14,406,000 | 14,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,711,000 | 5,752,000 | 7,786,000 |
| Interest expense | 452,000 | 936,000 | 1,495,000 | 2,085,000 |
| Net interest income | 1,349,000 | 2,775,000 | 4,257,000 | 5,701,000 |
| Noninterest income | 173,000 | 382,000 | 597,000 | 798,000 |
| Noninterest expense | 870,000 | 1,980,000 | 2,890,000 | 3,766,000 |
| Provision for loan losses | 92,000 | 112,000 | 207,000 | 267,000 |
| Pretax income | 560,000 | 1,065,000 | 1,757,000 | 2,466,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 558,000 | 1,063,000 | 1,755,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,277,000 | 14,462,000 | 14,584,000 | 15,023,000 |
| Total capital | 15,282,000 | 15,483,000 | 15,637,000 | 16,108,000 |
| Risk-weighted assets | 89,213,000 | 93,303,000 | 96,284,000 | 97,049,000 |