Call reports 2004
FIRST NATIONAL BANK OF MILACA, THE — 2004
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,239,000 | 131,483,000 | 129,178,000 | 132,936,000 |
| Total loans | 72,002,000 | 77,932,000 | 81,009,000 | 85,481,000 |
| Allowance for loan losses | 939,000 | 984,000 | 976,000 | 949,000 |
| Securities available for sale | 44,600,000 | 40,922,000 | 34,526,000 | 28,930,000 |
| Securities held to maturity | 5,382,000 | 5,473,000 | 5,822,000 | 5,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,001,000 | 112,909,000 | 114,809,000 | 118,462,000 |
| Interest-bearing deposits | 96,022,000 | 96,762,000 | 96,328,000 | 98,067,000 |
| Noninterest-bearing deposits | 16,979,000 | 16,147,000 | 18,481,000 | 20,395,000 |
| Equity capital | 13,996,000 | 13,403,000 | 14,046,000 | 14,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,395,000 | 5,161,000 | 7,020,000 |
| Interest expense | 461,000 | 916,000 | 1,357,000 | 1,808,000 |
| Net interest income | 1,233,000 | 2,479,000 | 3,804,000 | 5,212,000 |
| Noninterest income | 207,000 | 441,000 | 709,000 | 928,000 |
| Noninterest expense | 821,000 | 1,927,000 | 2,817,000 | 3,716,000 |
| Provision for loan losses | 146,000 | 216,000 | 226,000 | 331,000 |
| Pretax income | 474,000 | 778,000 | 1,444,000 | 2,067,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 472,000 | 776,000 | 1,442,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,314,000 | 13,518,000 | 13,884,000 | 14,287,000 |
| Total capital | 14,253,000 | 14,502,000 | 14,860,000 | 15,236,000 |
| Risk-weighted assets | 76,366,000 | 81,092,000 | 82,866,000 | 86,673,000 |