Call reports 2003
FIRST NATIONAL BANK OF MILACA, THE — 2003
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,035,000 | 124,369,000 | 128,724,000 | 130,827,000 |
| Total loans | 62,948,000 | 63,757,000 | 65,483,000 | 67,685,000 |
| Allowance for loan losses | 872,000 | 876,000 | 882,000 | 792,000 |
| Securities available for sale | 43,158,000 | 44,312,000 | 43,929,000 | 49,002,000 |
| Securities held to maturity | 4,622,000 | 5,098,000 | 5,697,000 | 5,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,003,000 | 110,095,000 | 114,969,000 | 115,876,000 |
| Interest-bearing deposits | 90,106,000 | 93,402,000 | 97,137,000 | 97,439,000 |
| Noninterest-bearing deposits | 15,897,000 | 16,693,000 | 17,832,000 | 18,437,000 |
| Equity capital | 13,754,000 | 14,022,000 | 13,491,000 | 13,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,475,000 | 5,160,000 | 6,909,000 |
| Interest expense | 558,000 | 1,098,000 | 1,607,000 | 2,094,000 |
| Net interest income | 1,197,000 | 2,377,000 | 3,553,000 | 4,815,000 |
| Noninterest income | 186,000 | 601,000 | 817,000 | 1,060,000 |
| Noninterest expense | 834,000 | 1,934,000 | 2,920,000 | 3,876,000 |
| Provision for loan losses | 60,000 | 95,000 | 110,000 | 187,000 |
| Pretax income | 489,000 | 949,000 | 1,340,000 | 1,812,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 487,000 | 947,000 | 1,338,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,489,000 | 12,779,000 | 12,845,000 | 13,167,000 |
| Total capital | 13,338,000 | 13,641,000 | 13,727,000 | 13,959,000 |
| Risk-weighted assets | 67,879,000 | 68,976,000 | 71,648,000 | 73,459,000 |