Call reports 2002
FIRST NATIONAL BANK OF MILACA, THE — 2002
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,622,000 | 110,297,000 | 115,132,000 | 120,583,000 |
| Total loans | 58,718,000 | 61,598,000 | 62,405,000 | 63,361,000 |
| Allowance for loan losses | 689,000 | 768,000 | 741,000 | 819,000 |
| Securities available for sale | 37,922,000 | 38,439,000 | 37,465,000 | 39,275,000 |
| Securities held to maturity | 4,102,000 | 4,062,000 | 4,062,000 | 5,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,764,000 | 96,705,000 | 101,126,000 | 106,551,000 |
| Interest-bearing deposits | 83,979,000 | 84,793,000 | 86,149,000 | 90,119,000 |
| Noninterest-bearing deposits | 11,785,000 | 11,912,000 | 14,977,000 | 16,432,000 |
| Equity capital | 12,475,000 | 13,241,000 | 13,702,000 | 13,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,609,000 | 5,447,000 | 7,228,000 |
| Interest expense | 667,000 | 1,294,000 | 1,917,000 | 2,515,000 |
| Net interest income | 1,131,000 | 2,315,000 | 3,530,000 | 4,713,000 |
| Noninterest income | 159,000 | 320,000 | 527,000 | 768,000 |
| Noninterest expense | 706,000 | 1,641,000 | 2,367,000 | 3,321,000 |
| Provision for loan losses | 20,000 | 80,000 | 100,000 | 195,000 |
| Pretax income | 563,000 | 915,000 | 1,590,000 | 1,966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 563,000 | 915,000 | 1,590,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,784,000 | 11,941,000 | 12,171,000 | 12,352,000 |
| Total capital | 12,473,000 | 12,709,000 | 12,912,000 | 13,171,000 |
| Risk-weighted assets | 62,239,000 | 64,625,000 | 65,805,000 | 69,220,000 |