Call reports 2001
FIRST NATIONAL BANK OF MILACA, THE — 2001
What FIRST NATIONAL BANK OF MILACA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,761,000 | 105,075,000 | 109,011,000 | 108,656,000 |
| Total loans | 55,886,000 | 56,926,000 | 57,534,000 | 57,782,000 |
| Allowance for loan losses | 723,000 | 738,000 | 686,000 | 684,000 |
| Securities available for sale | 30,889,000 | 32,034,000 | 35,281,000 | 38,581,000 |
| Securities held to maturity | 4,865,000 | 4,865,000 | 4,766,000 | 4,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,341,000 | 92,345,000 | 95,609,000 | 95,421,000 |
| Interest-bearing deposits | 79,574,000 | 80,572,000 | 82,263,000 | 83,369,000 |
| Noninterest-bearing deposits | 10,767,000 | 11,773,000 | 13,346,000 | 12,052,000 |
| Equity capital | 11,909,000 | 12,230,000 | 12,873,000 | 12,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,910,000 | 5,839,000 | 7,739,000 |
| Interest expense | 888,000 | 1,783,000 | 2,653,000 | 3,424,000 |
| Net interest income | 1,004,000 | 2,127,000 | 3,186,000 | 4,315,000 |
| Noninterest income | 131,000 | 290,000 | 450,000 | 632,000 |
| Noninterest expense | 640,000 | 1,459,000 | 2,112,000 | 2,838,000 |
| Provision for loan losses | 50,000 | 75,000 | 85,000 | 105,000 |
| Pretax income | 443,000 | 881,000 | 1,437,000 | 2,003,000 |
| Income tax | 61,000 | 89,000 | 89,000 | 89,000 |
| Net income | 382,000 | 792,000 | 1,348,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,907,000 | 11,143,000 | 11,274,000 | 11,666,000 |
| Total capital | 11,630,000 | 11,881,000 | 11,960,000 | 12,350,000 |
| Risk-weighted assets | 57,571,000 | 59,640,000 | 60,757,000 | 61,201,000 |