Call reports 2025
STATE SAVINGS BANK — 2025
What STATE SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 383,153,000 | 409,460,000 | 443,657,000 | 413,185,000 |
| Total loans | 282,528,000 | 294,719,000 | 295,258,000 | 310,940,000 |
| Allowance for loan losses | 2,577,000 | 2,531,000 | 2,502,000 | 2,706,000 |
| Securities available for sale | 6,489,000 | 1,500,000 | 11,372,000 | 11,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,569,000 | 371,671,000 | 405,469,000 | 374,166,000 |
| Interest-bearing deposits | 235,790,000 | 244,260,000 | 286,053,000 | 254,842,000 |
| Noninterest-bearing deposits | 109,779,000 | 127,411,000 | 119,416,000 | 119,324,000 |
| Equity capital | 35,483,000 | 35,382,000 | 36,120,000 | 36,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,123,000 | 10,665,000 | 16,662,000 | 22,897,000 |
| Interest expense | 1,216,000 | 2,472,000 | 3,918,000 | 5,374,000 |
| Net interest income | 3,907,000 | 8,193,000 | 12,744,000 | 17,523,000 |
| Noninterest income | 479,000 | 973,000 | 1,535,000 | 2,038,000 |
| Noninterest expense | 4,271,000 | 8,584,000 | 13,044,000 | 17,355,000 |
| Provision for loan losses | 16,000 | -23,000 | -50,000 | 123,000 |
| Pretax income | 133,000 | 586,000 | 1,210,000 | 2,047,000 |
| Income tax | 36,000 | 143,000 | 286,000 | 489,000 |
| Net income | 97,000 | 443,000 | 924,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,498,000 | 35,394,000 | 36,085,000 | 36,719,000 |