Call reports 2024
STATE SAVINGS BANK — 2024
What STATE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 361,331,000 | 361,789,000 | 408,224,000 | 376,999,000 |
| Total loans | 273,140,000 | 276,950,000 | 282,864,000 | 277,001,000 |
| Allowance for loan losses | 2,541,000 | 2,614,000 | 2,694,000 | 2,580,000 |
| Securities available for sale | 7,090,000 | 6,760,000 | 6,851,000 | 6,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,101,000 | 324,951,000 | 370,829,000 | 339,244,000 |
| Interest-bearing deposits | 218,006,000 | 213,091,000 | 248,597,000 | 228,397,000 |
| Noninterest-bearing deposits | 107,095,000 | 111,860,000 | 122,232,000 | 110,847,000 |
| Equity capital | 34,264,000 | 34,504,000 | 35,164,000 | 35,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,872,000 | 10,016,000 | 15,455,000 | 21,092,000 |
| Interest expense | 1,002,000 | 2,171,000 | 3,493,000 | 4,830,000 |
| Net interest income | 3,870,000 | 7,845,000 | 11,962,000 | 16,262,000 |
| Noninterest income | 274,000 | 1,027,000 | 1,578,000 | 2,009,000 |
| Noninterest expense | 3,566,000 | 7,371,000 | 11,465,000 | 15,905,000 |
| Provision for loan losses | 53,000 | 125,000 | 188,000 | 181,000 |
| Pretax income | 569,000 | 1,415,000 | 1,986,000 | 2,281,000 |
| Income tax | 114,000 | 309,000 | 441,000 | 515,000 |
| Net income | 455,000 | 1,106,000 | 1,545,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,336,000 | 34,587,000 | 35,181,000 | 35,401,000 |