Call reports 2023
STATE SAVINGS BANK — 2023
What STATE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 348,968,000 | 349,127,000 | 375,195,000 | 351,592,000 |
| Total loans | 253,885,000 | 259,958,000 | 265,007,000 | 267,507,000 |
| Allowance for loan losses | 2,193,000 | 2,145,000 | 2,215,000 | 2,493,000 |
| Securities available for sale | 36,914,000 | 26,008,000 | 19,114,000 | 19,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,348,000 | 314,956,000 | 339,629,000 | 315,342,000 |
| Interest-bearing deposits | 201,792,000 | 191,804,000 | 140,766,000 | 208,779,000 |
| Noninterest-bearing deposits | 113,556,000 | 123,152,000 | 198,863,000 | 106,563,000 |
| Equity capital | 31,254,000 | 31,891,000 | 32,860,000 | 33,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,270,000 | 8,702,000 | 13,589,000 | 18,437,000 |
| Interest expense | 263,000 | 741,000 | 1,399,000 | 2,180,000 |
| Net interest income | 4,007,000 | 7,961,000 | 12,190,000 | 16,257,000 |
| Noninterest income | 702,000 | 1,336,000 | 2,005,000 | 2,583,000 |
| Noninterest expense | 3,268,000 | 6,825,000 | 10,389,000 | 13,812,000 |
| Provision for loan losses | -87,000 | -116,000 | 72,000 | 421,000 |
| Pretax income | 1,412,000 | 2,461,000 | 3,604,000 | 4,486,000 |
| Income tax | 293,000 | 492,000 | 721,000 | 897,000 |
| Net income | 1,119,000 | 1,969,000 | 2,883,000 | 3,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,567,000 | 32,262,000 | 33,175,000 | 33,880,000 |
| Total capital | 33,926,000 | — | — | — |
| Risk-weighted assets | 258,866,000 | — | — | — |