Call reports 2022
STATE SAVINGS BANK — 2022
What STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 373,503,000 | 368,594,000 | 398,896,000 | 366,226,000 |
| Total loans | 238,096,000 | 245,373,000 | 254,502,000 | 254,308,000 |
| Allowance for loan losses | 2,507,000 | 2,552,000 | 2,586,000 | 2,273,000 |
| Securities available for sale | 24,217,000 | 33,849,000 | 42,297,000 | 47,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,148,000 | 339,087,000 | 368,659,000 | 334,328,000 |
| Interest-bearing deposits | 217,553,000 | 205,630,000 | 226,523,000 | 202,972,000 |
| Noninterest-bearing deposits | 126,595,000 | 133,457,000 | 142,136,000 | 131,356,000 |
| Equity capital | 28,439,000 | 28,419,000 | 28,655,000 | 30,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,627,000 | 5,522,000 | 9,291,000 | 13,501,000 |
| Interest expense | 126,000 | 252,000 | 425,000 | 654,000 |
| Net interest income | 2,501,000 | 5,270,000 | 8,866,000 | 12,847,000 |
| Noninterest income | 1,030,000 | 1,914,000 | 2,790,000 | 3,439,000 |
| Noninterest expense | 3,364,000 | 6,690,000 | 10,120,000 | 13,310,000 |
| Provision for loan losses | 0 | 50,000 | 90,000 | -210,000 |
| Pretax income | 160,000 | 431,000 | 1,434,000 | 3,180,000 |
| Income tax | 37,000 | 82,000 | 266,000 | 604,000 |
| Net income | 123,000 | 349,000 | 1,168,000 | 2,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,404,000 | 28,476,000 | 28,743,000 | 30,133,000 |
| Total capital | 30,911,000 | 31,028,000 | 31,329,000 | 32,406,000 |
| Risk-weighted assets | 268,625,000 | 255,011,000 | 260,009,000 | 265,860,000 |