Call reports 2021
STATE SAVINGS BANK — 2021
What STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 331,304,000 | 334,550,000 | 357,600,000 | 354,486,000 |
| Total loans | 224,815,000 | 231,148,000 | 225,742,000 | 235,480,000 |
| Allowance for loan losses | 2,071,000 | 2,217,000 | 2,367,000 | 2,507,000 |
| Securities available for sale | 33,304,000 | 30,666,000 | 21,885,000 | 12,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,305,000 | 295,245,000 | 327,780,000 | 324,600,000 |
| Interest-bearing deposits | 183,176,000 | 178,546,000 | 205,104,000 | 197,190,000 |
| Noninterest-bearing deposits | 99,129,000 | 116,699,000 | 122,676,000 | 127,410,000 |
| Equity capital | 27,053,000 | 27,397,000 | 27,980,000 | 28,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,753,000 | 5,476,000 | 8,419,000 | 11,202,000 |
| Interest expense | 182,000 | 453,000 | 622,000 | 743,000 |
| Net interest income | 2,571,000 | 5,023,000 | 7,797,000 | 10,459,000 |
| Noninterest income | 1,580,000 | 2,975,000 | 4,257,000 | 5,652,000 |
| Noninterest expense | 2,971,000 | 5,903,000 | 9,049,000 | 12,349,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 993,000 | 1,757,000 | 2,522,000 | 3,137,000 |
| Income tax | 190,000 | 327,000 | 487,000 | 621,000 |
| Net income | 803,000 | 1,430,000 | 2,035,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,884,000 | 27,203,000 | 27,812,000 | 28,296,000 |
| Total capital | — | — | 30,179,000 | 30,803,000 |
| Risk-weighted assets | — | — | 245,593,000 | 258,621,000 |