Call reports 2020
STATE SAVINGS BANK — 2020
What STATE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 239,906,000 | 271,468,000 | 306,749,000 | 305,258,000 |
| Total loans | 186,287,000 | 202,558,000 | 215,641,000 | 219,301,000 |
| Allowance for loan losses | 1,290,000 | 1,534,000 | 1,645,000 | 1,867,000 |
| Securities available for sale | 5,079,000 | 8,961,000 | 21,060,000 | 25,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,920,000 | 225,183,000 | 258,569,000 | 256,278,000 |
| Interest-bearing deposits | 143,399,000 | 143,454,000 | 165,655,000 | 162,033,000 |
| Noninterest-bearing deposits | 60,521,000 | 81,729,000 | 92,914,000 | 94,245,000 |
| Equity capital | 24,018,000 | 24,551,000 | 25,402,000 | 26,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,853,000 | 7,509,000 | 10,197,000 |
| Interest expense | 209,000 | 462,000 | 690,000 | 889,000 |
| Net interest income | 2,182,000 | 4,391,000 | 6,819,000 | 9,308,000 |
| Noninterest income | 345,000 | 1,464,000 | 3,164,000 | 4,883,000 |
| Noninterest expense | 2,487,000 | 5,173,000 | 8,159,000 | 11,140,000 |
| Provision for loan losses | 0 | 155,000 | 261,000 | 512,000 |
| Pretax income | -209,000 | 464,000 | 1,575,000 | 2,620,000 |
| Income tax | -48,000 | 89,000 | 351,000 | 517,000 |
| Net income | -161,000 | 375,000 | 1,224,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,795,000 | 24,332,000 | 25,183,000 | 26,068,000 |
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