Call reports 2018
STATE SAVINGS BANK — 2018
What STATE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,504,000 | 143,603,000 | 139,502,000 | 215,321,000 |
| Total loans | 111,019,000 | 115,103,000 | 115,443,000 | 155,079,000 |
| Allowance for loan losses | 642,000 | 636,000 | 668,000 | 1,111,000 |
| Securities available for sale | 4,864,000 | 4,908,000 | 4,646,000 | 12,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,397,000 | 121,558,000 | 117,472,000 | 182,482,000 |
| Interest-bearing deposits | 77,049,000 | 88,582,000 | 81,663,000 | 130,992,000 |
| Noninterest-bearing deposits | 27,348,000 | 32,976,000 | 35,809,000 | 51,490,000 |
| Equity capital | 13,697,000 | 13,639,000 | 13,614,000 | 23,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,603,000 | 4,019,000 | 7,978,000 |
| Interest expense | 54,000 | 129,000 | 233,000 | 463,000 |
| Net interest income | 1,203,000 | 2,474,000 | 3,786,000 | 7,515,000 |
| Noninterest income | 217,000 | 414,000 | 664,000 | 1,985,000 |
| Noninterest expense | 1,480,000 | 2,991,000 | 4,547,000 | 9,183,000 |
| Provision for loan losses | 0 | 20,000 | 35,000 | 50,000 |
| Pretax income | -60,000 | -123,000 | -132,000 | 267,000 |
| Income tax | -12,000 | -13,000 | -4,000 | 91,000 |
| Net income | -48,000 | -110,000 | -128,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,706,000 | 13,627,000 | 13,601,000 | 23,831,000 |
| Total capital | 14,348,000 | 14,263,000 | 14,269,000 | 24,942,000 |
| Risk-weighted assets | 99,435,000 | 110,446,000 | 112,629,000 | 151,767,000 |