Call reports 2017
STATE SAVINGS BANK — 2017
What STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 129,107,000 | 124,328,000 | 132,094,000 | 121,965,000 |
| Total loans | 100,561,000 | 106,163,000 | 109,924,000 | 108,586,000 |
| Allowance for loan losses | 690,000 | 689,000 | 663,000 | 643,000 |
| Securities available for sale | 2,408,000 | 3,445,000 | 3,937,000 | 4,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,074,000 | 102,303,000 | 109,896,000 | 99,762,000 |
| Interest-bearing deposits | 79,767,000 | 74,427,000 | 77,543,000 | 70,094,000 |
| Noninterest-bearing deposits | 27,307,000 | 27,876,000 | 32,353,000 | 29,668,000 |
| Equity capital | 13,653,000 | 13,642,000 | 13,770,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,355,000 | 3,651,000 | 4,976,000 |
| Interest expense | 53,000 | 107,000 | 163,000 | 217,000 |
| Net interest income | 1,082,000 | 2,248,000 | 3,488,000 | 4,759,000 |
| Noninterest income | 475,000 | 936,000 | 1,488,000 | 1,847,000 |
| Noninterest expense | 1,655,000 | 3,332,000 | 4,923,000 | 6,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -98,000 | -148,000 | 53,000 | -29,000 |
| Income tax | -34,000 | -53,000 | 13,000 | -67,000 |
| Net income | -64,000 | -95,000 | 40,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,545,000 | 13,559,000 | 13,746,000 | 13,734,000 |
| Total capital | 14,235,000 | 14,248,000 | 14,409,000 | 14,377,000 |
| Risk-weighted assets | 95,834,000 | 95,014,000 | 98,377,000 | 95,897,000 |