Call reports 2001
STATE SAVINGS BANK — 2001
What STATE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,489,000 | 47,810,000 | 54,532,000 | 51,245,000 |
| Total loans | 32,502,000 | 31,917,000 | 32,882,000 | 33,485,000 |
| Allowance for loan losses | 322,000 | 322,000 | 322,000 | 333,000 |
| Securities available for sale | 7,563,000 | 7,120,000 | 7,501,000 | 6,966,000 |
| Securities held to maturity | 372,000 | 372,000 | 371,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,080,000 | 39,378,000 | 45,043,000 | 42,425,000 |
| Interest-bearing deposits | 34,046,000 | 33,368,000 | 37,844,000 | 36,197,000 |
| Noninterest-bearing deposits | 5,034,000 | 6,010,000 | 7,199,000 | 6,228,000 |
| Equity capital | 7,731,000 | 7,906,000 | 8,125,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,856,000 | 2,782,000 | 3,698,000 |
| Interest expense | 362,000 | 704,000 | 1,057,000 | 1,336,000 |
| Net interest income | 577,000 | 1,152,000 | 1,725,000 | 2,362,000 |
| Noninterest income | 60,000 | 125,000 | 204,000 | 277,000 |
| Noninterest expense | 288,000 | 605,000 | 949,000 | 1,336,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 15,000 |
| Pretax income | 346,000 | 669,000 | 977,000 | 1,288,000 |
| Income tax | 120,000 | 235,000 | 343,000 | 453,000 |
| Net income | 226,000 | 434,000 | 634,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,687,000 | 7,846,000 | 8,046,000 | 8,171,000 |
| Total capital | 8,009,000 | 8,168,000 | 8,368,000 | 8,504,000 |
| Risk-weighted assets | 31,749,000 | 30,903,000 | 32,840,000 | 32,279,000 |