Call reports 2006
FIRST COMMERCE BANK — 2006
What FIRST COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,681,000 | 119,888,000 | 118,499,000 | 116,186,000 |
| Total loans | 86,243,000 | 88,879,000 | 88,636,000 | 85,596,000 |
| Allowance for loan losses | 690,000 | 649,000 | 603,000 | 850,000 |
| Securities available for sale | 15,418,000 | 14,891,000 | 1,021,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,843,000 | 102,843,000 | 100,115,000 | 100,238,000 |
| Interest-bearing deposits | 73,554,000 | 72,358,000 | 71,440,000 | 69,996,000 |
| Noninterest-bearing deposits | 31,289,000 | 30,485,000 | 28,675,000 | 30,242,000 |
| Equity capital | 15,251,000 | 15,975,000 | 15,998,000 | 14,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,097,000 | 6,268,000 | 8,463,000 |
| Interest expense | 291,000 | 619,000 | 984,000 | 1,370,000 |
| Net interest income | 1,732,000 | 3,478,000 | 5,284,000 | 7,093,000 |
| Noninterest income | 625,000 | 1,306,000 | 1,997,000 | 2,714,000 |
| Noninterest expense | 1,538,000 | 3,172,000 | 4,721,000 | 8,068,000 |
| Provision for loan losses | 25,000 | 25,000 | 32,000 | 301,000 |
| Pretax income | 794,000 | 1,587,000 | 1,901,000 | 778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,587,000 | 1,901,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,883,000 | 16,676,000 | 16,041,000 | 14,917,000 |
| Total capital | 16,573,000 | 17,325,000 | 16,644,000 | 15,767,000 |
| Risk-weighted assets | 85,127,000 | 87,363,000 | 80,746,000 | 76,741,000 |