Call reports 2005
FIRST COMMERCE BANK — 2005
What FIRST COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,699,000 | 119,719,000 | 122,911,000 | 121,352,000 |
| Total loans | 87,751,000 | 88,283,000 | 87,548,000 | 87,204,000 |
| Allowance for loan losses | 677,000 | 662,000 | 652,000 | 654,000 |
| Securities available for sale | 22,438,000 | 17,052,000 | 16,571,000 | 16,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,938,000 | 103,125,000 | 105,860,000 | 104,386,000 |
| Interest-bearing deposits | 78,862,000 | 76,457,000 | 75,598,000 | 74,433,000 |
| Noninterest-bearing deposits | 29,076,000 | 26,668,000 | 30,262,000 | 29,953,000 |
| Equity capital | 14,644,000 | 14,878,000 | 15,655,000 | 15,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,828,000 | 5,800,000 | 7,817,000 |
| Interest expense | 187,000 | 404,000 | 648,000 | 916,000 |
| Net interest income | 1,694,000 | 3,424,000 | 5,152,000 | 6,901,000 |
| Noninterest income | 644,000 | 1,298,000 | 1,969,000 | 2,623,000 |
| Noninterest expense | 1,513,000 | 3,064,000 | 4,620,000 | 6,091,000 |
| Provision for loan losses | 6,000 | 6,000 | 22,000 | 44,000 |
| Pretax income | 819,000 | 1,665,000 | 2,492,000 | 3,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 819,000 | 1,665,000 | 2,492,000 | 3,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,152,000 | 15,298,000 | 16,126,000 | 16,389,000 |
| Total capital | 15,829,000 | 15,960,000 | 16,778,000 | 17,043,000 |
| Risk-weighted assets | 88,990,000 | 87,096,000 | 86,768,000 | 85,909,000 |