Call reports 2003
FIRST COMMERCE BANK — 2003
What FIRST COMMERCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 121,004,000 | 122,434,000 | 123,311,000 | 121,080,000 |
| Total loans | 73,681,000 | 75,419,000 | 76,253,000 | 78,255,000 |
| Allowance for loan losses | 632,000 | 620,000 | 606,000 | 633,000 |
| Securities available for sale | 24,715,000 | 28,538,000 | 29,843,000 | 29,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,490,000 | 106,328,000 | 108,221,000 | 105,769,000 |
| Interest-bearing deposits | 77,237,000 | 79,198,000 | 79,844,000 | 78,899,000 |
| Noninterest-bearing deposits | 28,253,000 | 27,130,000 | 28,377,000 | 26,870,000 |
| Equity capital | 14,630,000 | 14,800,000 | 14,128,000 | 14,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,487,000 | 5,102,000 | 6,864,000 |
| Interest expense | 272,000 | 524,000 | 718,000 | 897,000 |
| Net interest income | 1,469,000 | 2,963,000 | 4,384,000 | 5,967,000 |
| Noninterest income | 617,000 | 1,278,000 | 1,930,000 | 2,603,000 |
| Noninterest expense | 1,433,000 | 2,927,000 | 4,386,000 | 5,863,000 |
| Provision for loan losses | 6,000 | 6,000 | 22,000 | 76,000 |
| Pretax income | 665,000 | 1,326,000 | 1,924,000 | 2,683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,326,000 | 1,924,000 | 2,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,314,000 | 14,226,000 | 14,023,000 | 14,282,000 |
| Total capital | 14,946,000 | 14,846,000 | 14,629,000 | 14,915,000 |
| Risk-weighted assets | 76,661,000 | 84,587,000 | 86,459,000 | 86,432,000 |