Call reports 2002
FIRST COMMERCE BANK — 2002
What FIRST COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,523,000 | 119,806,000 | 121,161,000 | 119,132,000 |
| Total loans | 67,533,000 | 71,380,000 | 74,000,000 | 73,358,000 |
| Allowance for loan losses | 549,000 | 527,000 | 583,000 | 631,000 |
| Securities available for sale | 32,035,000 | 32,561,000 | 27,957,000 | 27,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,041,000 | 104,051,000 | 104,812,000 | 102,653,000 |
| Interest-bearing deposits | 77,774,000 | 77,576,000 | 77,800,000 | 77,337,000 |
| Noninterest-bearing deposits | 24,267,000 | 26,475,000 | 27,012,000 | 25,316,000 |
| Equity capital | 13,931,000 | 14,554,000 | 14,741,000 | 14,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,730,000 | 5,605,000 | 7,446,000 |
| Interest expense | 408,000 | 754,000 | 1,083,000 | 1,387,000 |
| Net interest income | 1,454,000 | 2,976,000 | 4,522,000 | 6,059,000 |
| Noninterest income | 572,000 | 1,194,000 | 1,850,000 | 2,537,000 |
| Noninterest expense | 1,408,000 | 2,790,000 | 4,201,000 | 5,598,000 |
| Provision for loan losses | 10,000 | 55,000 | 119,000 | 207,000 |
| Pretax income | 826,000 | 1,543,000 | 2,278,000 | 3,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 826,000 | 1,543,000 | 2,278,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,283,000 | 14,250,000 | 14,385,000 | 14,399,000 |
| Total capital | 14,832,000 | 14,777,000 | 14,968,000 | 15,030,000 |
| Risk-weighted assets | 79,116,000 | 81,387,000 | 76,730,000 | 75,249,000 |