Call reports 2001
FIRST COMMERCE BANK — 2001
What FIRST COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,896,000 | 115,327,000 | 116,325,000 | 115,945,000 |
| Total loans | 62,941,000 | 66,040,000 | 66,172,000 | 65,369,000 |
| Allowance for loan losses | 490,000 | 504,000 | 591,000 | 554,000 |
| Securities available for sale | 28,097,000 | 27,388,000 | 32,232,000 | 33,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,089,000 | 99,081,000 | 99,675,000 | 99,826,000 |
| Interest-bearing deposits | 72,650,000 | 75,414,000 | 76,970,000 | 76,777,000 |
| Noninterest-bearing deposits | 21,439,000 | 23,667,000 | 22,705,000 | 23,049,000 |
| Equity capital | 14,632,000 | 14,634,000 | 14,936,000 | 14,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,254,000 | 6,319,000 | 8,294,000 |
| Interest expense | 692,000 | 1,378,000 | 2,030,000 | 2,538,000 |
| Net interest income | 1,468,000 | 2,876,000 | 4,289,000 | 5,756,000 |
| Noninterest income | 632,000 | 1,294,000 | 1,932,000 | 2,612,000 |
| Noninterest expense | 1,325,000 | 2,633,000 | 4,019,000 | 5,428,000 |
| Provision for loan losses | 18,000 | 38,000 | 40,000 | 56,000 |
| Pretax income | 757,000 | 1,499,000 | 2,162,000 | 2,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 757,000 | 1,499,000 | 2,162,000 | 2,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,356,000 | 14,298,000 | 14,211,000 | 14,207,000 |
| Total capital | 14,846,000 | 14,802,000 | 14,802,000 | 14,761,000 |
| Risk-weighted assets | 68,931,000 | 73,070,000 | 73,020,000 | 77,930,000 |