Call reports 2025
TRANSPECOS BANKS, SSB — 2025
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 866,360,000 | 862,873,000 | 876,494,000 | 964,795,000 |
| Total loans | 556,632,000 | 562,489,000 | 567,696,000 | 609,708,000 |
| Allowance for loan losses | 9,346,000 | 7,045,000 | 5,136,000 | 6,081,000 |
| Securities available for sale | 48,852,000 | 46,900,000 | 47,783,000 | 47,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,188,000 | 788,586,000 | 801,945,000 | 889,077,000 |
| Interest-bearing deposits | 613,735,000 | 650,249,000 | 612,272,000 | 601,057,000 |
| Noninterest-bearing deposits | 178,453,000 | 138,337,000 | 189,673,000 | 288,020,000 |
| Equity capital | 71,477,000 | 71,677,000 | 72,051,000 | 72,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,187,000 | 24,429,000 | 36,784,000 | 49,442,000 |
| Interest expense | 6,317,000 | 12,312,000 | 18,560,000 | 24,538,000 |
| Net interest income | 6,870,000 | 12,117,000 | 18,224,000 | 24,904,000 |
| Noninterest income | 1,420,000 | 2,973,000 | 5,631,000 | 9,330,000 |
| Noninterest expense | 6,143,000 | 16,605,000 | 26,675,000 | 35,552,000 |
| Provision for loan losses | 558,000 | -4,663,000 | -4,889,000 | -3,806,000 |
| Pretax income | 1,609,000 | 3,168,000 | 2,069,000 | 2,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,476,000 | 3,070,000 | 2,000,000 | 2,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,933,000 | 73,528,000 | 72,458,000 | 72,820,000 |