Call reports 2023
TRANSPECOS BANKS, SSB — 2023
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 565,937,000 | 629,701,000 | 748,433,000 | 769,055,000 |
| Total loans | 385,988,000 | 456,142,000 | 494,839,000 | 523,154,000 |
| Allowance for loan losses | 3,145,000 | 3,515,000 | 4,353,000 | 7,050,000 |
| Securities available for sale | 24,718,000 | 24,077,000 | 23,229,000 | 23,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,054,000 | 512,193,000 | 624,277,000 | 632,577,000 |
| Interest-bearing deposits | 421,514,000 | 442,700,000 | 516,887,000 | 580,688,000 |
| Noninterest-bearing deposits | 85,540,000 | 69,493,000 | 107,390,000 | 51,889,000 |
| Equity capital | 50,073,000 | 49,788,000 | 55,206,000 | 56,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,977,000 | 16,701,000 | 28,362,000 | 40,136,000 |
| Interest expense | 2,871,000 | 6,049,000 | 10,591,000 | 15,400,000 |
| Net interest income | 5,106,000 | 10,652,000 | 17,771,000 | 24,736,000 |
| Noninterest income | 1,293,000 | 3,267,000 | 5,315,000 | 10,242,000 |
| Noninterest expense | 5,909,000 | 12,395,000 | 19,233,000 | 26,369,000 |
| Provision for loan losses | 0 | 759,000 | 1,654,000 | 4,865,000 |
| Pretax income | 490,000 | 932,000 | 2,437,000 | 3,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 932,000 | 2,437,000 | 3,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,052,000 | 50,053,000 | 55,946,000 | 56,017,000 |
| Total capital | 53,506,000 | 53,710,000 | — | — |
| Risk-weighted assets | 399,212,000 | 478,025,000 | — | — |