Call reports 2020
TRANSPECOS BANKS, SSB — 2020
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,747,000 | 391,615,000 | 408,333,000 | 471,729,000 |
| Total loans | 173,797,000 | 310,504,000 | 329,705,000 | 384,700,000 |
| Allowance for loan losses | 1,767,000 | 2,716,000 | 2,513,000 | 2,890,000 |
| Securities available for sale | 48,588,000 | 48,921,000 | 48,400,000 | 27,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,346,000 | 248,964,000 | 262,623,000 | 333,254,000 |
| Interest-bearing deposits | 166,488,000 | 188,182,000 | 214,137,000 | 261,156,000 |
| Noninterest-bearing deposits | 60,858,000 | 60,782,000 | 48,486,000 | 72,098,000 |
| Equity capital | 22,326,000 | 24,640,000 | 25,213,000 | 27,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,230,000 | 11,753,000 | 15,698,000 | 22,313,000 |
| Interest expense | 414,000 | 611,000 | 824,000 | 1,034,000 |
| Net interest income | 2,816,000 | 11,142,000 | 14,874,000 | 21,279,000 |
| Noninterest income | 375,000 | 658,000 | 980,000 | 2,588,000 |
| Noninterest expense | 2,439,000 | 8,075,000 | 11,294,000 | 16,337,000 |
| Provision for loan losses | 745,000 | 2,127,000 | 2,712,000 | 3,760,000 |
| Pretax income | 7,000 | 1,598,000 | 1,848,000 | 4,549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 1,598,000 | 1,848,000 | 4,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,511,000 | 22,750,000 | 22,970,000 | 25,461,000 |
| Total capital | 23,278,000 | 25,235,000 | 25,483,000 | 28,351,000 |
| Risk-weighted assets | 180,903,000 | 198,636,000 | 204,150,000 | 240,615,000 |