Call reports 2016
TRANSPECOS BANKS, SSB — 2016
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,762,000 | 149,383,000 | 148,731,000 | 152,712,000 |
| Total loans | 99,426,000 | 99,679,000 | 111,225,000 | 106,969,000 |
| Allowance for loan losses | 1,155,000 | 1,039,000 | 1,149,000 | 1,133,000 |
| Securities available for sale | 26,912,000 | 19,903,000 | 18,870,000 | 17,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,820,000 | 123,955,000 | 123,765,000 | 129,490,000 |
| Interest-bearing deposits | 99,312,000 | 90,378,000 | 92,143,000 | 98,546,000 |
| Noninterest-bearing deposits | 34,508,000 | 33,577,000 | 31,622,000 | 30,944,000 |
| Equity capital | 16,737,000 | 17,086,000 | 16,971,000 | 16,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,223,000 | 4,858,000 | 6,579,000 |
| Interest expense | 64,000 | 131,000 | 186,000 | 263,000 |
| Net interest income | 1,590,000 | 3,092,000 | 4,672,000 | 6,316,000 |
| Noninterest income | 787,000 | 1,469,000 | 1,949,000 | 2,223,000 |
| Noninterest expense | 1,935,000 | 3,830,000 | 5,761,000 | 7,702,000 |
| Provision for loan losses | 0 | 43,000 | 128,000 | 143,000 |
| Pretax income | 442,000 | 779,000 | 823,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 779,000 | 823,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,380,000 | 15,718,000 | 15,762,000 | 15,723,000 |
| Total capital | 16,535,000 | 16,757,000 | 16,911,000 | 16,856,000 |
| Risk-weighted assets | 105,163,000 | 106,913,000 | 110,569,000 | 107,478,000 |