Call reports 2015
TRANSPECOS BANKS, SSB — 2015
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,632,000 | 143,869,000 | 140,645,000 | 151,267,000 |
| Total loans | 95,540,000 | 97,189,000 | 96,292,000 | 102,068,000 |
| Allowance for loan losses | 1,265,000 | 1,252,000 | 1,255,000 | 1,241,000 |
| Securities available for sale | 31,595,000 | 30,013,000 | 29,222,000 | 28,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,086,000 | 127,353,000 | 123,583,000 | 132,426,000 |
| Interest-bearing deposits | 87,090,000 | 87,515,000 | 88,425,000 | 96,250,000 |
| Noninterest-bearing deposits | 40,996,000 | 39,838,000 | 35,158,000 | 36,176,000 |
| Equity capital | 15,173,000 | 15,381,000 | 15,701,000 | 16,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,965,000 | 4,487,000 | 6,212,000 |
| Interest expense | 47,000 | 95,000 | 146,000 | 219,000 |
| Net interest income | 1,361,000 | 2,870,000 | 4,341,000 | 5,993,000 |
| Noninterest income | 307,000 | 1,038,000 | 1,380,000 | 1,992,000 |
| Noninterest expense | 1,601,000 | 3,398,000 | 5,020,000 | 6,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 510,000 | 701,000 | 1,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 510,000 | 701,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,651,000 | 14,093,000 | 14,284,000 | 14,938,000 |
| Total capital | 14,896,000 | 15,345,000 | 15,539,000 | 16,179,000 |
| Risk-weighted assets | 99,597,000 | 103,474,000 | 103,171,000 | 104,472,000 |