Call reports 2014
TRANSPECOS BANKS, SSB — 2014
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,089,000 | 132,082,000 | 135,853,000 | 139,916,000 |
| Total loans | 61,282,000 | 68,386,000 | 73,149,000 | 81,019,000 |
| Allowance for loan losses | 1,648,000 | 1,572,000 | 1,540,000 | 1,256,000 |
| Securities available for sale | 37,346,000 | 38,165,000 | 35,078,000 | 32,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,734,000 | 115,945,000 | 119,029,000 | 123,619,000 |
| Interest-bearing deposits | 87,524,000 | 83,373,000 | 84,342,000 | 85,338,000 |
| Noninterest-bearing deposits | 32,210,000 | 32,572,000 | 34,687,000 | 38,281,000 |
| Equity capital | 13,932,000 | 14,825,000 | 15,495,000 | 15,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,550,000 | 4,054,000 | 5,495,000 |
| Interest expense | 88,000 | 168,000 | 228,000 | 280,000 |
| Net interest income | 1,169,000 | 2,382,000 | 3,826,000 | 5,215,000 |
| Noninterest income | 321,000 | 629,000 | 1,307,000 | 1,768,000 |
| Noninterest expense | 1,526,000 | 3,196,000 | 4,880,000 | 6,529,000 |
| Provision for loan losses | -125,000 | -330,000 | -456,000 | -780,000 |
| Pretax income | 89,000 | 178,000 | 723,000 | 1,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 178,000 | 723,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,120,000 | 12,513,000 | 13,058,000 | 13,584,000 |
| Total capital | 12,946,000 | 13,447,000 | 14,038,000 | 14,621,000 |
| Risk-weighted assets | 65,296,000 | 74,043,000 | 77,856,000 | 82,780,000 |