Call reports 2013
TRANSPECOS BANKS, SSB — 2013
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,034,000 | 136,258,000 | 130,784,000 | 129,204,000 |
| Total loans | 65,012,000 | 61,223,000 | 61,613,000 | 61,759,000 |
| Allowance for loan losses | 1,722,000 | 1,142,000 | 1,603,000 | 1,538,000 |
| Securities available for sale | 26,889,000 | 31,361,000 | 30,829,000 | 32,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,300,000 | 121,485,000 | 116,092,000 | 114,358,000 |
| Interest-bearing deposits | 110,350,000 | 88,784,000 | 83,336,000 | 82,824,000 |
| Noninterest-bearing deposits | 30,950,000 | 32,701,000 | 32,756,000 | 31,534,000 |
| Equity capital | 14,138,000 | 13,232,000 | 13,170,000 | 13,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,308,000 | 3,467,000 | 4,674,000 |
| Interest expense | 148,000 | 276,000 | 381,000 | 479,000 |
| Net interest income | 1,007,000 | 2,032,000 | 3,086,000 | 4,195,000 |
| Noninterest income | 332,000 | 770,000 | 1,121,000 | 1,565,000 |
| Noninterest expense | 1,395,000 | 2,849,000 | 4,238,000 | 5,626,000 |
| Provision for loan losses | 100,000 | 98,000 | -102,000 | -202,000 |
| Pretax income | -156,000 | -145,000 | 85,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -156,000 | -145,000 | 85,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,525,000 | 11,536,000 | 11,766,000 | 12,031,000 |
| Total capital | 12,436,000 | 12,363,000 | 12,609,000 | 12,903,000 |
| Risk-weighted assets | 72,079,000 | 65,828,000 | 66,685,000 | 69,101,000 |