Call reports 2012
TRANSPECOS BANKS, SSB — 2012
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,850,000 | 131,196,000 | 129,290,000 | 131,554,000 |
| Total loans | 74,020,000 | 76,871,000 | 74,178,000 | 74,446,000 |
| Allowance for loan losses | 1,620,000 | 1,764,000 | 1,588,000 | 1,721,000 |
| Securities available for sale | 32,527,000 | 32,320,000 | 29,411,000 | 28,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,698,000 | 114,855,000 | 112,868,000 | 115,312,000 |
| Interest-bearing deposits | 88,071,000 | 83,229,000 | 81,442,000 | 86,424,000 |
| Noninterest-bearing deposits | 34,627,000 | 31,626,000 | 31,426,000 | 28,888,000 |
| Equity capital | 14,819,000 | 15,110,000 | 15,224,000 | 14,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 2,910,000 | 4,319,000 | 5,624,000 |
| Interest expense | 211,000 | 393,000 | 552,000 | 706,000 |
| Net interest income | 1,278,000 | 2,517,000 | 3,767,000 | 4,918,000 |
| Noninterest income | 959,000 | 1,321,000 | 1,665,000 | 2,053,000 |
| Noninterest expense | 1,752,000 | 3,301,000 | 4,985,000 | 6,928,000 |
| Provision for loan losses | -225,000 | -218,000 | -372,000 | -364,000 |
| Pretax income | 792,000 | 837,000 | 901,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 792,000 | 837,000 | 901,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,279,000 | 12,038,000 | 12,104,000 | 11,680,000 |
| Total capital | 13,363,000 | 13,061,000 | 13,090,000 | 12,702,000 |
| Risk-weighted assets | 86,153,000 | 81,137,000 | 78,264,000 | 81,079,000 |