Call reports 2009
TRANSPECOS BANKS, SSB — 2009
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 143,109,000 | 135,847,000 | 139,254,000 | 148,655,000 |
| Total loans | 98,748,000 | 99,330,000 | 105,457,000 | 109,234,000 |
| Allowance for loan losses | 885,000 | 971,000 | 1,049,000 | 1,107,000 |
| Securities available for sale | 16,440,000 | 15,102,000 | 12,381,000 | 10,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,202,000 | 120,797,000 | 123,880,000 | 131,997,000 |
| Interest-bearing deposits | 99,472,000 | 95,481,000 | 97,851,000 | 102,704,000 |
| Noninterest-bearing deposits | 28,730,000 | 25,316,000 | 26,029,000 | 29,293,000 |
| Equity capital | 13,751,000 | 13,824,000 | 14,033,000 | 15,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,638,000 | 5,489,000 | 7,488,000 |
| Interest expense | 375,000 | 735,000 | 1,092,000 | 1,450,000 |
| Net interest income | 1,483,000 | 2,903,000 | 4,397,000 | 6,038,000 |
| Noninterest income | 396,000 | 797,000 | 1,398,000 | 1,831,000 |
| Noninterest expense | 1,428,000 | 2,978,000 | 4,568,000 | 6,174,000 |
| Provision for loan losses | 126,000 | 264,000 | 414,000 | 801,000 |
| Pretax income | 325,000 | 458,000 | 892,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 458,000 | 892,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,410,000 | 11,403,000 | 11,636,000 | 13,264,000 |
| Total capital | 12,295,000 | 12,374,000 | 12,685,000 | 14,371,000 |
| Risk-weighted assets | 106,003,000 | 106,640,000 | 109,902,000 | 114,358,000 |