Call reports 2008
TRANSPECOS BANKS, SSB — 2008
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 131,661,000 | 131,125,000 | 132,114,000 | 142,404,000 |
| Total loans | 87,947,000 | 90,139,000 | 99,039,000 | 102,518,000 |
| Allowance for loan losses | 896,000 | 966,000 | 1,054,000 | 847,000 |
| Securities available for sale | 11,583,000 | 24,126,000 | 17,075,000 | 16,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,008,000 | 114,419,000 | 117,162,000 | 128,045,000 |
| Interest-bearing deposits | 89,598,000 | 85,533,000 | 89,695,000 | 97,470,000 |
| Noninterest-bearing deposits | 28,410,000 | 28,886,000 | 27,467,000 | 30,575,000 |
| Equity capital | 12,466,000 | 12,287,000 | 13,018,000 | 13,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 3,957,000 | 5,991,000 | 7,979,000 |
| Interest expense | 608,000 | 1,079,000 | 1,531,000 | 1,970,000 |
| Net interest income | 1,470,000 | 2,878,000 | 4,460,000 | 6,009,000 |
| Noninterest income | 444,000 | 889,000 | 1,361,000 | 1,816,000 |
| Noninterest expense | 1,281,000 | 2,683,000 | 4,099,000 | 5,452,000 |
| Provision for loan losses | 166,000 | 293,000 | 431,000 | 585,000 |
| Pretax income | 467,000 | 791,000 | 1,291,000 | 1,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 791,000 | 1,291,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,385,000 | 10,711,000 | 10,911,000 | 11,107,000 |
| Total capital | 11,281,000 | 11,518,000 | 11,965,000 | 11,954,000 |
| Risk-weighted assets | 99,723,000 | 100,095,000 | 106,703,000 | 112,315,000 |