Call reports 2007
TRANSPECOS BANKS, SSB — 2007
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 129,137,000 | 126,591,000 | 127,059,000 | 125,626,000 |
| Total loans | 95,970,000 | 94,513,000 | 94,617,000 | 92,052,000 |
| Allowance for loan losses | 980,000 | 1,045,000 | 1,229,000 | 809,000 |
| Securities available for sale | 11,048,000 | 10,113,000 | 13,105,000 | 10,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,295,000 | 111,632,000 | 111,920,000 | 112,055,000 |
| Interest-bearing deposits | 89,630,000 | 87,258,000 | 87,753,000 | 88,064,000 |
| Noninterest-bearing deposits | 24,665,000 | 24,374,000 | 24,167,000 | 23,991,000 |
| Equity capital | 13,399,000 | 13,559,000 | 13,615,000 | 12,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,661,000 | 7,017,000 | 9,260,000 |
| Interest expense | 853,000 | 1,650,000 | 2,438,000 | 3,179,000 |
| Net interest income | 1,498,000 | 3,011,000 | 4,579,000 | 6,081,000 |
| Noninterest income | 416,000 | 885,000 | 1,340,000 | 1,815,000 |
| Noninterest expense | 1,129,000 | 2,291,000 | 3,495,000 | 5,006,000 |
| Provision for loan losses | 126,000 | 252,000 | 504,000 | 1,499,000 |
| Pretax income | 659,000 | 1,353,000 | 1,920,000 | 1,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,353,000 | 1,920,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,587,000 | 11,780,000 | 11,697,000 | 10,369,000 |
| Total capital | 12,567,000 | 12,825,000 | 12,926,000 | 11,178,000 |
| Risk-weighted assets | 100,610,000 | 102,436,000 | 103,435,000 | 100,454,000 |