Call reports 2006
TRANSPECOS BANKS, SSB — 2006
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,844,000 | 125,032,000 | 125,492,000 | 126,725,000 |
| Total loans | 86,657,000 | 90,151,000 | 95,594,000 | 93,803,000 |
| Allowance for loan losses | 930,000 | 1,022,000 | 1,004,000 | 893,000 |
| Securities available for sale | 10,895,000 | 10,365,000 | 10,077,000 | 9,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,086,000 | 110,336,000 | 110,729,000 | 112,040,000 |
| Interest-bearing deposits | 89,785,000 | 88,729,000 | 88,380,000 | 89,492,000 |
| Noninterest-bearing deposits | 20,301,000 | 21,607,000 | 22,349,000 | 22,548,000 |
| Equity capital | 10,250,000 | 13,341,000 | 13,329,000 | 13,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,149,000 | 6,442,000 | 8,801,000 |
| Interest expense | 645,000 | 1,348,000 | 2,122,000 | 2,933,000 |
| Net interest income | 1,383,000 | 2,801,000 | 4,320,000 | 5,868,000 |
| Noninterest income | 366,000 | 874,000 | 1,255,000 | 1,598,000 |
| Noninterest expense | 942,000 | 1,965,000 | 3,013,000 | 4,071,000 |
| Provision for loan losses | 128,000 | 254,000 | 380,000 | 506,000 |
| Pretax income | 679,000 | 1,456,000 | 2,182,000 | 2,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,456,000 | 2,182,000 | 2,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,587,000 | 11,764,000 | 11,641,000 | 11,628,000 |
| Total capital | 9,517,000 | 12,786,000 | 12,645,000 | 12,521,000 |
| Risk-weighted assets | 91,014,000 | 94,814,000 | 98,155,000 | 98,479,000 |