Call reports 2005
TRANSPECOS BANKS, SSB — 2005
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 105,199,000 | 107,554,000 | 110,817,000 | 115,662,000 |
| Total loans | 73,757,000 | 78,528,000 | 86,900,000 | 92,303,000 |
| Allowance for loan losses | 614,000 | 692,000 | 734,000 | 856,000 |
| Securities available for sale | 16,347,000 | 14,758,000 | 12,073,000 | 11,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,833,000 | 96,086,000 | 97,379,000 | 99,751,000 |
| Interest-bearing deposits | 75,746,000 | 77,270,000 | 79,436,000 | 77,485,000 |
| Noninterest-bearing deposits | 18,087,000 | 18,816,000 | 17,943,000 | 22,266,000 |
| Equity capital | 9,931,000 | 10,069,000 | 10,204,000 | 10,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,992,000 | 4,700,000 | 6,581,000 |
| Interest expense | 267,000 | 606,000 | 1,017,000 | 1,491,000 |
| Net interest income | 1,174,000 | 2,386,000 | 3,683,000 | 5,090,000 |
| Noninterest income | 317,000 | 674,000 | 1,034,000 | 1,418,000 |
| Noninterest expense | 822,000 | 1,658,000 | 2,547,000 | 3,418,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 440,000 |
| Pretax income | 579,000 | 1,222,000 | 1,900,000 | 2,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 579,000 | 1,222,000 | 1,900,000 | 2,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,157,000 | 8,242,000 | 8,420,000 | 8,570,000 |
| Total capital | 8,771,000 | 8,934,000 | 9,154,000 | 9,426,000 |
| Risk-weighted assets | 75,923,000 | 81,260,000 | 90,596,000 | 93,859,000 |