Call reports 2004
TRANSPECOS BANKS, SSB — 2004
What TRANSPECOS BANKS, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 97,117,000 | 95,860,000 | 95,741,000 | 98,414,000 |
| Total loans | 51,727,000 | 55,895,000 | 63,097,000 | 68,225,000 |
| Allowance for loan losses | 490,000 | 510,000 | 542,000 | 523,000 |
| Securities available for sale | 28,698,000 | 27,737,000 | 21,520,000 | 18,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,749,000 | 85,157,000 | 84,589,000 | 87,239,000 |
| Interest-bearing deposits | 68,178,000 | 68,296,000 | 68,970,000 | 68,891,000 |
| Noninterest-bearing deposits | 17,571,000 | 16,861,000 | 15,619,000 | 18,348,000 |
| Equity capital | 9,995,000 | 9,369,000 | 9,745,000 | 9,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,284,000 | 3,547,000 | 4,904,000 |
| Interest expense | 211,000 | 432,000 | 661,000 | 895,000 |
| Net interest income | 918,000 | 1,852,000 | 2,886,000 | 4,009,000 |
| Noninterest income | 279,000 | 528,000 | 831,000 | 1,155,000 |
| Noninterest expense | 898,000 | 1,838,000 | 2,752,000 | 3,592,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 239,000 | 424,000 | 813,000 | 1,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 424,000 | 813,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,567,000 | 7,572,000 | 7,661,000 | 7,907,000 |
| Total capital | 8,057,000 | 8,082,000 | 8,203,000 | 8,430,000 |
| Risk-weighted assets | 59,193,000 | 61,895,000 | 64,878,000 | 69,979,000 |